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Buyers -
A Path from Getting Started to Closing |
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Buying a home is probably the biggest financial
investment you'll ever make. It's not just a
dollars-and-cents investment; it's an investment
in your life. It creates a sense of stability
and identity for you and your family. Regardless
of how times change, owning a home remains the
cornerstone of the American dream. |
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Is it time for a different home? Do you
need more space for a growing family? Do
you need less space now the kids have
grown? Do you want to travel and not
worry about keeping your yard? |
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Is it time to stop renting and buy your
own home? Are your financial resources
ready to purchase a new home? Are tax
credits available to purchase a new home
that may not be available later. |
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When the benefits of owning a home align with
your current lifestyle then we ask you to begin
your home buying process with Semonin Realtors.
Let our hundreds of agents and thousands of
hours of experience make your home buying
process easier and fun. |
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to answer a few more questions about finding
the right home. |
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If you need information about real estate then
Semonin is the right company. We have hundreds
of knowledgeable agents ready to help with any
question you have about buying real estate
property. Our website has many different ways to
search for homes currently on the market. We
also offer market updates on our blog site and
provide you with a tool to build webcasts of
Semonin listings for sale on Semonin.TV. Let
Semonin be the place for your information needs.
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Search homes for sale on Semonin.com. We have
many different ways to search for homes and we
have thousands of homes to view. All brokerage
offered real estate listings in our marketplace
appear on this website when sellers desire their
homes to be viewed on the internet. We are a
total inventory brokerage company. Below are
some of the search methods available. |
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Use our quick search feature located on
most non-property pages of our website.
Search by address, county, street
number, street name, zip code, MLS
number or Hotline number. |
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Click on FIND A PROPERTY in the menu at
the top of every page to begin our area
searches. We ask you which market you
want to search: Elizabethtown/Fort Knox
area, Greater Louisville area, or
southern Indiana area. Once selected...
you are off to start your home search. |
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Our website offers many of the standard
tools which let you search by Map, by
Subdivision, by Radius, or by MLS #.
Once you begin any search you will see
the menu tabs for all of these searches. |
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Try our unique "Search
by Payment" tool which lets you
enter mortgage parameters first,
calculate a price range next, and then
add the rest of your criteria like beds,
baths, and other features. |
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We have made finding open houses easy.
We display upcoming open houses on our
home page. We have made a special search
called Open Homes and we have placed a
checkbox on the other search options that
will find just open houses. |
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Use Semonin's "My Virtual Agent"
notification/shopping cart system to keep you
updated on homes that meet your criteria.
Click here to begin using your personal
"My Virtual Agent" |
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Visit our blog site at
blog.semonin.com
to find out information about our local market. |
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Visit our webcast site at
Semonin.TV
to build your own webcast of Semonin showcased
listings. |
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When you are a serious buyer then you need to
get serious about financing the purchase of a
new home. You may be able to pay by cash and not
worry about a mortgage. Most of us cannot do
this. The majority of home buyers in the USA
need a mortgage when they purchase a home. The
sooner you meet with a mortgage lender, the
sooner you will feel confident about making
offers on homes that match your lifestyle and
meet your financial parameters. |
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Mortgage consultants can look at your income and
finances and provide you with knowledge to move
forward with confidence. You may need to spruce
up your credit rating by paying off some items.
You may have something appear on your credit
report that you were completely unaware was
there. Mortgage consultants can help you prepare
your finances so when the time comes to make an
offer on the house you really want... you can
sign with confidence. |
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for HomeServices Lending our
preferred mortgage lending company. |
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to answer a few more questions about
how much you can afford? |
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to answer a few more questions about
costs and financing. |
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When you are ready to buy, we are ready to help.
It makes sense to connect with a Semonin agent
that is trained to represent you in the buying
process. Your Semonin "buyer's" agent will help
your home search go easier by using their
experience to find information on properties,
communicate with the listing agent, and help
negotiate the purchase contract. Why not get
assistance early in the process. Get the most
value and start working with one of our agents
as soon as you can.
Did you know the seller pays the commission for
both the buyer and seller agents? The real
estate commission is paid to the listing company
which then pays the buyer's agent company at
closing. Semonin agents are ready, willing and
able to assist you in finding your next home or
parcel of land. |
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if you are a first time home buyer?
Semonin has seminars especially for you. |
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if you have a few more questions about
working with a Semonin agent. |
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There are many choices to make when you are
looking for a new home. Some of the first
choices involve finding information. Websites
are great but real estate agents are even
better. They know things that do not show up on
websites. When you are working with a Semonin
agent, they can look out for those extra special
features you desire, want or need. Our agents
can set up search criteria in our real estate
systems to keep you updated. Our agents can make
appointments with listing agents to get you into
the houses for a showing so you can walk around
and get the feel of a house you saw on the
internet or from a passing yard sign.
Semonin agents working with buyers can work with
any real estate agents in the marketplace. We
can help you see any home listed by one of our
Semonin agents or any agent in the market. |
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At some point, maybe after seeing just two homes
or maybe after many home visits, you will find
the home or land parcel that fits your lifestyle
and your finances. At this point, you make an
offer to the seller. When you work with a
Semonin agent, we are right there with you to
create the offer to purchase. We help you note
the terms and conditions you would like to make
in the offer.
In most anything we do each day there is nothing
like experience. You struggle the first time,
get better the second time and start feeling
comfortable the more you do something. We know
you do not buy homes everyday. Thing is...
Semonin does buy and sell homes most everyday.
Let our hundreds of agents and thousands of
hours of experience work for you. |
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to find out some more information about
negotiating the purchase of a home or
parcel of land |
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Most of the time an offer to purchase will
involve a home inspection. Just think about the
average house and all the items which are behind
walls, up in attics, down in crawl spaces and
hidden behind equipment you have to screw off
covers and get a good look to see. Your dream
home may pass with flying colors but many times
the inspectors recommend repairs or adjustments.
If your offer to purchase stated it was based
upon a home inspection then repairs might be due
or the inspection could find something which
makes you happy to walk away.
You also have counter offers from the seller to
review. They may not like the price you offered
and ask for more. They may not want to leave the
washer and dryer behind. Negotiations are what
realtors do every day. Semonin agents work with
many different groups of people to keep the home
buying process moving.
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If you have not thought
about a home warranty on your home purchase now
is a good time. A Semonin agent will discuss the
home warranty when you make an offer. Many times
the seller has purchased a home warranty an
offered it with the sell of the home. The
warranties come in different varieties and are
offered by different companies. Just know this
is a good item to have in your possession when
you purchase a new home.
Home insurance is very important to protect your
investment. If your home is getting bigger then
your policy should also grow with the size of
your home. You also want to review the value
placed on the contents of your home. As you get
bigger homes, you find more items to place
inside them. |
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to view more information about home
insurance. |
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to view more information about
HomeServices Title insurance. |
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At some point in your
future you close on the home where you meeting
with the seller(s), attorney, and real estate
agents. You will have lots of paperwork to sign
so remember to keep all those papers in a place
you can find later. You will need them for home
warranty issues and for filing taxes in some
cases.
After the closing, you get to move into your new
place. Remember to contact the utility
companies, post office, friends and family, and
all the individuals and entities that knew you
by your old address.
Welcome to your new home! |
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George
Blissett, REALTORS®, eRES, FTHBD, SRIS, SNCS,
SRS, MSS
Semonin REALTORS, 4967 US Hwy 42, Suite
100,
Louisville, KY 40222
Phone: 502.329.5268 Toll Free:
1.800.626.2390
©2001-2009 Semonin REALTORS. A
HomeServices of America, Inc. company. All
rights reserved.
Email:
webmanster@georgeblissett.com
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